Protect your family.
Preserve your legacy.
Your estate plan should clearly answer three questions:
Prospirion helps coordinate your estate plan with your complete financial life through a simple, attorney-connected process.
Already have a plan? Review it →It isn't about how much you have. It's about who decides.
Estate planning is for anyone with people or property depending on them. If you have any of these, you have an estate.
Without a plan, these decisions don't disappear. They pass to a court, on a state formula, months later.
Free Powers of Attorney for your family.
As a preferred advisor on an attorney-connected estate planning platform, Prospirion can provide complimentary Financial and Healthcare Powers of Attorney — for you, your parents, and your adult children.
These are the two most overlooked documents in estate planning, and the ones families need first when something goes wrong.
Get My Free Powers of AttorneyOnce children become adults, parents do not automatically have the same authority they had while the child was a minor.
Particularly valuable for college students, young adults, and adult children still financially connected to their parents.
Five documents cover most families.
Which ones your situation calls for is exactly what the process determines.
Revocable Living Trust
May help organize and control assets, provide instructions after death, manage assets during incapacity, protect privacy, and reduce probate exposure for properly funded assets.
It can also control when and how beneficiaries receive property.
Last Will & Testament
Used for naming beneficiaries, naming guardians for minor children, naming an executor or personal representative, and handling assets subject to the will.
Financial Power of Attorney
Names someone authorized to handle financial matters when appropriate.
Healthcare Power of Attorney
Names someone authorized to make healthcare decisions if you cannot.
Healthcare Directive / Living Will
Documents your healthcare wishes, in writing, so the people who love you are not left guessing.
Creating your trust is only step one.
A trust can be beautifully drafted and still fail to accomplish its purpose if the financial accounts, beneficiaries and assets don't coordinate with it.
A trust has to be properly funded and coordinated with your assets. That coordination is the work Prospirion does.
One distinction worth knowing
Retirement accounts such as IRAs and 401(k)s generally are not simply retitled into a living trust. Beneficiary coordination becomes extremely important instead.
We don't stop at the documents.
Prospirion helps coordinate your trust with your investments, retirement accounts, insurance, beneficiaries and real estate — so the financial pieces align with the estate plan.
That is the difference between an estate plan and a stack of legal documents.
Four steps, start to finish.
Discover
Tell us about your family, assets, goals and existing documents.
Design
Determine what type of estate-planning structure may be appropriate through the attorney-connected process.
Create
Complete the secure questionnaire and move through document preparation.
Coordinate
Execute documents and coordinate relevant financial accounts, beneficiaries, insurance and assets with the plan.
Most families don't avoid this on purpose. They just never got a straight answer.
A family sat down with us and had files everywhere. We organized them, asked questions, and with the answers we guided them to take action. They did.
When the death came suddenly, they had peace of mind instead of stress. They had time to mourn.
We've also seen the other version — families torn apart, nasty, nobody knowing who should get what.
The difference was never wealth. It was preparation.
Be prepared, rather than leaving the people you love to the unknown.
"I knew nothing about estate planning. I'm glad I spoke with them — when my mom passed away suddenly, we were able to use it."
Already have a will or trust?
That doesn't necessarily mean you're finished. Estate plans should be reviewed after the changes listed here — and after several years pass with no changes at all.
Request My Estate Plan ReviewShort answers to the questions families ask most.
One-minute answers, recorded by Markens Benoit.
Frequently asked
Do I need an estate plan if I don't have a lot of assets?
Yes. If you have a home, financial accounts, or people who depend on you, an estate plan makes sure decisions don't default to state law or the courts. The issue is control, not wealth.
What's the difference between a will and a trust?
A will provides instructions after death, including who receives property and who cares for minor children. A trust can also manage assets during incapacity, protect privacy, reduce probate exposure for properly funded assets, and control when beneficiaries receive property. Many families use both.
How often should I update my estate plan?
Review it after any significant change — marriage, divorce, a birth, a death, buying or selling property or a business, moving states, or a beneficiary change. Also worth reviewing when several years pass with no changes at all.
Does Prospirion provide legal advice or prepare legal documents?
No. Prospirion provides financial planning, education, organization and coordination. Estate-planning documents and legal advice are provided through appropriately qualified legal professionals and the attorney-connected estate-planning platform. Prospirion is not a law firm.
Why does trust funding matter so much?
A trust only governs what is actually coordinated with it. If accounts, deeds and beneficiary designations don't line up, the trust may not accomplish what you intended. Coordinating those pieces is the work Prospirion does alongside the documents.
Let's build a plan around what matters most.
A few short questions so we understand your family and your goals. We'll follow up the same day and guide you to the right next step.
Prospirion LLC is not a law firm and does not provide legal or tax advice. Prospirion provides financial planning, education, organization and coordination services. Estate-planning documents and legal advice are provided through appropriately qualified legal professionals and/or an attorney-connected estate-planning platform. Clients should consult qualified legal and tax professionals regarding their individual circumstances.